About personal finance

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Personal finance is one hot topic especially for people who aspire to become rich. Some don't just do very well when it comes to that. It is very discomforting (when computing your debts) and time consuming (not really).

The basic principle is this: never spend beyond what you earn. If you know what do you earn (in exact amount), then you will become more aware about your spending habits. Start by listing your daily expenses at the end of each day and you will see some interesting patterns.Those patterns will make you take some real action about your saving and spending habits. Personal finance doesn't need to be much complicated especially for beginners. To manage your money, you must be aware first where your money comes from and where does it go. Then, you will become wiser about it.